Terms and Conditions

By using the services of TOPINSURANCE, you agree to be bound by the following Terms and Conditions. Please read them carefully.

  1. Eligibility

    To make a purchase on our website, you must be at least 18 years old and legally capable of entering into contracts.

  2. Account Responsibility

    If you create an account with TOPINSURANCE, you are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized use of your account.

  3. Intellectual Property

    All content on our website, including text, images, logos, and designs, is owned by TOPINSURANCE and is protected by intellectual property laws. You may not use any content without our prior written consent.

  4. Prohibited Activities

    You agree not to engage in any activities that:

    • Violate the rights of others
    • Involve fraudulent or illegal transactions
    • Disrupt the operation of the website
    • Attempt to hack or damage our system
  5. Termination of Services

    TOPINSURANCE reserves the right to suspend or terminate your access to our website or services at our discretion, especially if you violate any of these Terms and Conditions.

  6. Indemnification

    You agree to indemnify and hold harmless TOPINSURANCE, its employees, affiliates, and agents from any claims, losses, or damages arising from your use of our website or services.

  7. Governing Law

    These Terms and Conditions are governed by the laws of the state of Minnesota. Any legal disputes will be resolved in the appropriate courts located within Minnesota.

  8. Amendments to the Terms

    TOPINSURANCE reserves the right to modify these Terms and Conditions at any time. The updated terms will be posted on our website, and the “Last Revised” date will be updated accordingly.

LAST REVISED: DECEMBER 6, 2024